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February 26, 2010  
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  Insurance Advisors Hot Topics
 

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Insurance Advisors Terms


  > Long-Term Disability (LTD)
Long-term-disability plans provide income for an individual who cannot work because of an illness, disease, or non-occupational injury. Most plans require that the individual be a full-time employee for at least one year before the disability coverage applies.
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  > Fleet coverage
This is multi-vehicle coverage that applies to businesses that rely on a number of vehicles and need to insure them collectively.
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  > Dependent Property
This refers to a kind of business-interruption endorsement on a commercial policy that protects you from financial losses caused by problems somewhere other than your business. “Dependent property” is defined as property not owned, operated or controlled by you but on which you are dependent for normal business operations.
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Are the necessities in your life insured? Unfortunate events can be unpredictable; be prepared! Washington Insurance Advisors are advisors specializing in the vast field of insurance. Insurance ranges from home and auto insurance to life and health insurance. We will provide the highest-quality Washington insurance advisors in Washington.

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If you are in need of insurance coverage, contact one of our Washington Insurance Advisors today.

While types of insurance vary widely, the primary goal of insurance is to allocate the risks of a major loss to an individual. Our Washington Insurance advisors specialize in all different areas of insurance. Whether it is auto insurance or disability insurance, our Washington advisors will point you in the right direction.

 
Data for the Finance & insurance sector    
 
 
(1) underwriting (assuming the risk, assigning premiums, and so forth) annuities and insurance policies.(2) facilitating such underwriting by selling insurance policies, and by providing other insurance and employee-benefit related services in Washington
Establishments 3,458
Revenue ($1,000) Not Available
Annual payroll ($1,000) 1,468,577
Paid employees 37,995

Source: U.S. Census Bureau Insurance carriers and related activities
 

An insurance advisor's main purpose is to get you on the right track regarding any or all types of insurance. With all of the different choices and options out there, it can be overwhelming and mind-boggling when it comes to deciding which policy best suits your needs. This where our Washington Insurance Advisors come in!

Below are related topics that Washington Insurance Advisors handle:

  • Auto Insurance
  • Renters Insurance
  • Washington Business Insurance
  • Property Insurance
  • Health Insurance
  • Washington Disability Insurance
  • Homeowners Insurance
  • Hurricane Flood Insurance
  • Life Insurance
  • Washington Medical Insurance
  • Travel Insurance
  • Washington Title Insurance

If you are in need of insurance coverage, contact one of our Washington Insurance Advisors today.

 

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If you live in the following cities and need an Insurance Advisor or to get a quote, you should contact our Washington Insurance Advisors today:

  • Arlington
  • Auburn
  • Bellevue
  • Bellingham
  • Bothell
  • Bremerton
  • Edmonds
  • Everett
  • Federal Way
  • Kennewick
  • Kent
  • Kirkland
  • Lacey
  • Longview
  • Lynnwood
  • Marysville
  • Moses Lake
  • Oak Harbor
  • Olympia
  • Pasco
  • Port Orchard
  • Redmond
  • Renton
  • Richland
  • Seattle
  • Shelton
  • Snohomish
  • Spanaway
  • Spokane
  • Sumner
  • Tacoma
  • Vancouver
  • Walla Walla
  • Wenatchee
  • Woodinville
  • Yakima
       
 
Did You Know?    
 
 
LLC envelope offers substantial advantages over other entities
There are at least five common circumstances when a tax regime other than an S corporation may be more appropriate: 1) the business cannot qualify as an S corporation; 2) the one-class-of-stock limitation for S corporations cannot accommodate certain business terms agreed to by the parties; 3) the business involves appreciating assets (i.e., assets that have, or are likely to have, a fair market value in excess of basis), such as real estate; 4) the business has considerable debt and the owners anticipate significant losses;15 and 5) the wage-reduction tax strategy explained previously will not benefit the owners because either the primary income of the business is excluded from self-employment tax16 or, in the case of newly formed companies, one or more employee-owners already receive aggregate wages or self-employment income from an existing business in an amount which approaches the taxable wage base limitation

 
 
Washington External Sites    
 
 

SHIBA* HelpLine Home Page
Washington State Statewide Health Insurance Benefits Advisors Logo. SHIBA HelpLine Read-Online Publications Library · Medicare Rx Benefit Info
SHIBA HelpLine - Medicare
Access Washington Official State Government Logo and Link to Access Washington ... The Statewide Health Insurance Benefits Advisors (SHIBA) HelpLine

 
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Latest News
  Latest Insurance related news in Washington and nationwide: Mar 02, 2007 - Dwindling Insurance Pushing People To Financial Brink
People who had medical expenses as part of their credit-card balances had much higher credit-card debt than those who did
Read more >


Mar 02, 2007 - Growth In U.S. Health Care Spending Slows
Despite the slowdown, the share of household personal income spent on health care rose from 5.4 percent in 2001 to 6 perce
Read more >


Jul 14, 2006 - NCUA Issues Interim Rule Amending Share Insurance Coverage
The NCUA Board has issued an interim final rule amending share insurance to clarify coverage and implement changes require
Read more >


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