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February 26, 2010  
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  Insurance Advisors Hot Topics
 

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Insurance Advisors Terms


  > Stand-Alone Dental
This plan type provides dental coverage but does not include any other coverage.
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  > Workers' compensation
Most employers are required by law to provide workers' compensation insurance through a state system operated by the Department of Labor & Industries. Worker comp pays an employee's medical expenses and provides some income replacement when a worker is injured on the job.
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  > Umbrella policy
Umbrella policies provide additional liability coverage after the limits of your underlying policy are reached.
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   Get a Quote - Washington Life Insurance Policy Advisor
Get a Life Insurance Quote

Protect your financial dependants! Washington Life insurance can be a safety net to ensure a stable future for them if you should die. The other benefit of Washington Life Insurance is that policy holders may draw against their policy when they need money for retirement, college for their children or if an unexpected job loss occurs.

Get a quote today and get the life insurance coverage you need! Contact one of our Washington Life Insurance Advisors today.

Some types of Washington Permanent Life Insurance include:
  • Washington Whole Life Insurance
  • Washington Universal Life Insurance
  • Washington Variable Universal Life Insurance
Think about your spouse and children. You never know when a disaster may occur. Our life insurance advisors can help you determine which coverage is best for you based on your needs and what you can afford. Basically, there are two types of Washington life insurance: Term Life and Permanent Life Insurance.

Washington Term Life Insurance is simply a period of time that the policy holder chooses with a coverage end date. Secondly, Washington Permanent Life Insurance covers you for a lifetime and offers many more variations. This type of policy is considered a cash value accumulation. Whichever choice you make, you need Washington life insurance to protect the future of your family if you should die unexpectedly.

Get a quote today and get the life insurance coverage you need! Contact one of our Washington Life Insurance Advisors today.

 

Contact our Washington Insurance Advisors


If you live in the following cities and need an Insurance Advisor or to get a quote, you should contact our Washington Insurance Advisors today:

  • Arlington
  • Auburn
  • Bellevue
  • Bellingham
  • Bothell
  • Bremerton
  • Edmonds
  • Everett
  • Federal Way
  • Kennewick
  • Kent
  • Kirkland
  • Lacey
  • Longview
  • Lynnwood
  • Marysville
  • Moses Lake
  • Oak Harbor
  • Olympia
  • Pasco
  • Port Orchard
  • Redmond
  • Renton
  • Richland
  • Seattle
  • Shelton
  • Snohomish
  • Spanaway
  • Spokane
  • Sumner
  • Tacoma
  • Vancouver
  • Walla Walla
  • Wenatchee
  • Woodinville
  • Yakima
       
 
Did You Know?    
 
 
Generally, you must report as income any amount you receive for your disability through an accident or health insurance plan paid for by your employer.
If both you and your employer have paid the premiums for the plan, only the amount you receive for your disability that is due to your employer's payments is reported as income. If you pay the entire cost of a health or accident insurance plan, do not include any amounts you receive for your disability as income on your tax return. If you pay the premiums of a health or accident insurance plan through a cafeteria plan, and the amount of the premium was not included as taxable income to you; the premiums are considered paid by your employer, and the disability benefits are fully taxable.

 
 
Washington External Sites    
 
 

SHIBA* HelpLine Home Page
Washington State Statewide Health Insurance Benefits Advisors Logo. SHIBA HelpLine Read-Online Publications Library · Medicare Rx Benefit Info
SHIBA HelpLine - Medicare
Access Washington Official State Government Logo and Link to Access Washington ... The Statewide Health Insurance Benefits Advisors (SHIBA) HelpLine

 
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Latest News
  Latest Insurance related news in Washington and nationwide: Mar 02, 2007 - Dwindling Insurance Pushing People To Financial Brink
People who had medical expenses as part of their credit-card balances had much higher credit-card debt than those who did
Read more >


Mar 02, 2007 - Growth In U.S. Health Care Spending Slows
Despite the slowdown, the share of household personal income spent on health care rose from 5.4 percent in 2001 to 6 perce
Read more >


Jul 14, 2006 - NCUA Issues Interim Rule Amending Share Insurance Coverage
The NCUA Board has issued an interim final rule amending share insurance to clarify coverage and implement changes require
Read more >


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The information provided on Washington Insurance Advisors.com is not intended to be insurance advice, but merely conveys general information related to insurance issues commonly encountered.

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