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July 20, 2010  
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  Insurance Advisors Hot Topics
 

Auto Insurance
Health Insurance
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Insurance Advisors Terms


  > Workers' compensation
Most employers are required by law to provide workers' compensation insurance through a state system operated by the Department of Labor & Industries. Worker comp pays an employee's medical expenses and provides some income replacement when a worker is injured on the job.
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  > Stand-Alone Prescription
This plan type provides prescription-drug coverage, which generally means the insured person can obtain prescription drugs at a set price of a few dollars, but does not include any other coverage.
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  > Foreign-product liability
This coverage applies to losses that occur because of difficulties involved in distributing or acquiring items that are manufactured by foreign suppliers.
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   Get a Quote - Washington Health Insurance Advisor
Get a Health Insurance Quote

Are you prepared for a health related emergency? Our health is one of the most important aspects of our lives. Washington Health Insurance is a necessity and one of the smartest purchases that you could possibly make. Don't put yourself at risk of having to pay a large medical bill. Anything can happen at anytime!

If you are in need of health insurance coverage, contact one of our Washington Insurance Advisors today to get a quote.

The main reasons that Washington health insurance is necessary:

  • To avoid expensive medical bills
  • In case of emergencies
  • Hospital visits
  • Doctor visits
  • Treatment, whether the condition is mild or severe

Health maintenance organizations, also known as HMO's, are one of the most common types of Washington health insurance. Selecting this type of health insurance involves choosing a physician from a list of HMO doctors in a certain area. This becomes the primary physician and in order to see a specialist, the main doctor will have to write a referral. While this option is less flexible than other options, it is also less expensive.

Preferred provider organizations, also known as PPO's, are another common type of Washington health insurance. With a higher premium, the policyholder is allowed more flexibility, such as seeking medical care from a physician outside of the PPO network and not needing a referral from their primary physician. When seeking medical attention outside of the PPO network, the insurance company will usually reimburse the policyholder for up to 80% of the medical bill.

If you are in need of health insurance coverage, contact one of our Washington Insurance Advisors today to get a quote.

 
Data for the Finance & insurance sector    
 
 
(1) underwriting (assuming the risk, assigning premiums, and so forth) annuities and insurance policies.(2) facilitating such underwriting by selling insurance policies, and by providing other insurance and employee-benefit related services in Washington
Establishments 3,458
Revenue ($1,000) Not Available
Annual payroll ($1,000) 1,468,577
Paid employees 37,995

Source: U.S. Census Bureau Insurance carriers and related activities
 

 

Contact our Washington Insurance Advisors


If you live in the following cities and need an Insurance Advisor or to get a quote, you should contact our Washington Insurance Advisors today:

  • Arlington
  • Auburn
  • Bellevue
  • Bellingham
  • Bothell
  • Bremerton
  • Edmonds
  • Everett
  • Federal Way
  • Kennewick
  • Kent
  • Kirkland
  • Lacey
  • Longview
  • Lynnwood
  • Marysville
  • Moses Lake
  • Oak Harbor
  • Olympia
  • Pasco
  • Port Orchard
  • Redmond
  • Renton
  • Richland
  • Seattle
  • Shelton
  • Snohomish
  • Spanaway
  • Spokane
  • Sumner
  • Tacoma
  • Vancouver
  • Walla Walla
  • Wenatchee
  • Woodinville
  • Yakima
       
 
Did You Know?    
 
 
About property and liability exposures
If you operate a home-based business – either part-time or full-time – you might be uninsured for coverage and not realize it. Many home-based business owners mistakenly believe that their homeowner policy will provide coverage for their business operations. It’s true that your homeowner’s policy may provide a limited amount of coverage for business-related personal property in the home. But it may not provide full coverage for the added property and liability exposures that the home business represents.

 
 
Washington External Sites    
 
 

SHIBA* HelpLine Home Page
Washington State Statewide Health Insurance Benefits Advisors Logo. SHIBA HelpLine Read-Online Publications Library · Medicare Rx Benefit Info
SHIBA HelpLine - Medicare
Access Washington Official State Government Logo and Link to Access Washington ... The Statewide Health Insurance Benefits Advisors (SHIBA) HelpLine

 
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Latest News
  Latest Insurance related news in Washington and nationwide: Mar 02, 2007 - Tips For Individual Insurance
Before you buy any health insurance policy, make sure you know what it will pay for...and what it won't. To find out about
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Mar 02, 2007 - Make Sure Your Loved Ones Have Good Health Care
 ERISA Disclosure Provisions help to ensure that individuals covered by group health plans receive clear infor
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